Car loans

Get a great deal on car finance today.
car loans
Car Loans
Looking to hit the roads in style?

Look no further! At Funnd Finance, We're more than just a lending company

We’re your dedicated partner in making your car dreams a reality. Whether you’re envisioning cruising on a sleek motorbike, tackling off-road adventures in a rugged truck, or feeling the wind in your hair in a luxury convertible, we’re here to make it happen.

Our mission is simple:


 To provide you with a seamless and personalized car loan experience that takes the hassle out of financing.


 We understand that finding the perfect vehicle is exciting, and we want you to enjoy every moment of the journey.


That's why we handle all the financial details, so you can focus on choosing the car that's right for you.

Car loan
Whether you’re a first-time buyer or a seasoned car enthusiast, we’re here to guide you every step of the way. So, why wait? Let’s embark on this adventure together and find the perfect car loan solution to suit your lifestyle. Get in touch with us today, and let’s make your car dreams a reality!
Looking to hit the roads in style?

Car Loans Explained

Loans and financing isn’t always easy, so we’re here to help you in any way possible. If you don’t find the answer here, call us on: 0406 497 997

 A car loan is a type of financing provided by a lender that allows you to purchase a vehicle by borrowing money. You repay the loan amount, plus interest, over a set period of time.

 When you take out a car loan, the lender provides you with the funds needed to purchase the vehicle. You then make regular payments, typically monthly, to repay the loan amount plus interest. Once the loan is fully repaid, you own the vehicle outright.

Eligibility for a car loan depends on factors such as your credit score, income, employment history, and existing debts. Lenders use this information to assess your ability to repay the loan.

Commonly required documents for a car loan application include proof of identity (such as a driver’s license), proof of income (such as pay slips or tax returns), proof of residence, and information about the vehicle you intend to purchase.

Car loan pre-approval involves a lender reviewing your financial information and credit history to determine the maximum amount you can borrow and the interest rate you qualify for. With this you are not locked into the contract, but it provides you with a clear understanding of your budget and allows you to shop for a vehicle with confidence.

A balloon payment option is a feature available in some loan agreements where the borrower makes smaller monthly payments throughout the loan term, with a larger lump-sum payment (the balloon payment) due at the end of the loan term

While some lenders may require a down payment, others may offer no-money-down financing options. However, a larger down payment can lower your monthly car loan payments and the total amount of interest paid over the life of the loan.

Yes, at Funnd we work with many lenders who offer car loans for purchasing used vehicles from private sellers.

Yes, you can usually pay off your car loan early without penalties. However, it’s essential to check with your lender to confirm their specific policies regarding early payouts.

Missing a car loan payment can result in late fees, increased interest charges, and damage to your credit score. If you’re having difficulty making payments on your car loan, it’s essential to contact your lender as soon as possible to discuss potential solutions.

Enquire now

Car Insurance

At Funnd, we provide personalised car insurance tailored to your needs with transparent, straightforward guidance. Choose from a range of comprehensive options with competitive rates. Get in touch today to find out how we can help.

Have you had any drivers license suspension, cancellations or claims in the past 3 years?

Get your free quote

The right loan is out there. Let us find it.

Car Loans From 5.89%

Ask us how today!